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  Let Us Build Equity 4 U
DID YOU KNOW
95% of Americans are paid weekly or biweekly?  So I ask why are you still paying your bills monthly?  Let us show you how to match your payments to your payday and build Equity 4 U.

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Program Benefits


Equity 4 U has developed a weekly or biweekly payment service matched to your payday.  We simply debit your checking account and apply the funds to the lender without changing the terms or conditions of the loan.  Paying your loan in this manner reduces interest, accelerates the loan and pays it off early.   

Are You Making Payments On One Of These?

Let Us Build Equity 4 U

Schedule An Appointment Today

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Try Our Calculator
1.  Fill in your Numbers
2.  Select Debit Frequency  (Weekly or Bi-Weekly)
3.  Select Starting Date 
4.  Click "Calculate"       
5.  Click Sales Aid
6.  Click Download Generated Sale Sheet
7.  Compare Your Numbers - Which Way Works Best For You?

THEN CALL WITH YOUR QUESTIONS

Learn More About

Benefits of Bi-Weekly Payment Programs

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About Us:
Rick and Laura Berman are both from the DC/Maryland area and have been in the automotive industry for over 35 years.   Our lifelong passion has been helping customers and dealers improve their total experiences.  8 years ago, we found the biweekly payment space and realized how much it helped consumers budget their money and build equity in their loans faster.  From that moment on we decided to bring this to dealers across the country.  Not only automobile dealers, but motorcycle, RV, marine and more.  Let’s also not forget our most expensive purchase ever, our home.  Anything with a recurring payment is perfect for our biweekly payment program which will accelerate your loan and pay it off earlier.

Contact Us Today

DON'T TAKE OUR WORD FOR IT

SEE WHAT OUR CLIENTS  ARE SAYING

Missy Blair

 

Equity 4 U is a phenomenal tool to help increase dealership profitability. Making the customer’s payment match their payday allows for the customer to budget for an increased payment. But more importantly, Equity 4 U has been a major benefit for the consumer. By matching customers payments to their paydays biweekly, the customer is able to build equity quickly. Building equity in the consumers vehicle loan, then drives the customer back to the dealer in a better position to purchase their next vehicle. Equity 4 U is a tool all dealers should incorporate in their selling process, unless the dealer is ok leaving money on the table.
 

Tracy Johnson

 

From the moment I met Rick and Laura Berman I knew this was going to be a great relationship.  You could tell right away from their smiles and confidence that they were not vendors, but dealer partners.  It's amazing how they want to help people.  The support we get from them is incredible.  Their biweekly payment service has helped so many of our customers return to us in a better equity position.  I highly recommend them.










 

Don Warner

 

Equity4U is a fantastic option for Related Finance Companies or Buy Here Pay Here dealerships. They provide the benefits of biweekly payments while relieving your company of the crazy ACH or debit card fees. You simply receive a check in the mail once a month to apply to the customer's loan. The customer benefits from a program that improves their credit with the automatic payments as well as saves them money in interest and creates more equity in their vehicle. A true win/win situation!










 

Mike Larkin

 

Equity-4-U provides a wide range of advantages, including time efficiency, convenience, improved credit, higher sales, reduced payments, excellent customer service, and uncomplicated, effective leadership. The company handles everything from there on.  

Mike Overfelt

Equity-4-U has proven to be a game-changer for my financial situation. Their product not only saved me 7 months of payments but also slashed over $12,000 in interest. Laura and Rick professionalism and transparent communication instilled confidence in their services. Equity-4-U is a must for all automotive dealers and is a must-try for anyone looking to optimize automotive financing and enjoy significant savings.
 

 

Steve Pyles Sr.

 

Equity-4-U offers numerous benefits: saving time, convenience, credit improvement, increased sales, lower payments, excellent customer service, and strong leadership with zero issues. company takes over from there.


 

Meet Our Awesome Team:

Michael B. Hull
President and CEO
Mary Abigail “Abby” Gilkey
 Chief Financial Officer
Richard "Rick" Berman
National Sales Manager
Laura Berman 
National Sales Manager
 

Rick's Book On Amazon - Reviews



Amazon Review
5 out of 5 stars
A Behind the Scenes Look We Don't Often Get As Consumers....
We've all seen that sleazy car guy - either in the movies OR live and in-person at a dealership. Richard is NOT that guy! He has spent his whole life in the car industry as one of the "good ones", and in his new book, Richard takes us behind the scenes to get a glimpse of how and why we see and experience what we do when we go to buy a car. He's got the industry know-how along with the passion to change the way the industry works from the inside-out. A fun and informative read. 

===========================================
Amazon Review
5 out of 5 stars
For anyone who's ever sold a car or even been in sales this is a lighthearted and engaging read. 5 stars! 

Get Your Copy From Amazon!

Get Your Copy Now

Frequently Asked Questions

Now that I have signed up what happens next?

Let Us Build Equity 4 U will electronically debit funds as specified on the enrollment agreement, then forward your monthly payment to the lender prior to the payment due date.  Debit activity will appear on you bank statement with Equity 4 U’s name.

Why did I receive an invoice statement from my lender?

Your lender may continue to mail billing statements or even a coupon book.  Do not make a payment using any of these documents; we do this for you.  Once you receive this statement or book please locate the loan account number and call Equity 4 U.  It is critical for Equity 4 U to reference this loan number on payments sent to the lender.

Why did Equity 4 U only send a ½ payment to my lender this month?

Equity 4 U utilizes funds that are available from the debit activity.  If we were unable to debit your account for any reason (most common; Non-Sufficient funds), a full payment will not be sent to the lender.

Can I change my debit dates?

Absolutely.  Your debit schedule can be structured around your pay frequency, providing the change does not interfere with the timing of the payments being sent to the lender.

Is there a penalty for deleting from the program?

There is no penalty if you delete within 30 days of the purchase date.  If you delete after 30 days, any funds that have been paid to satisfy the $399 enrollment fee will not be returned.

Now that I have enrolled, what do I do next?
 
Enjoy the ease and convenience of Equity-4-U.  We will debit your account on the specified dates and make the payments for you.  You have set it, now forget it.
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